The Social Security Administration (SSA) has no steadfast rule against receiving Social Security Disability Insurance (SSDI) and unemployment benefits. However, there is a logistical issue involved. In order to qualify for unemployment benefits, you must be ready and able to work. In order to qualify for disability benefits, you must be unable to work for at least one year.
The two programs are at odds with each other. If you are collecting unemployment benefits, disability benefits may be denied. The person reviewing your disability claim is likely to question its validity.
Becoming Disabled After Becoming Unemployed
If you become disabled after losing your job, you may qualify for disability benefits. Timing is everything.
- If your injury occurs within four weeks of becoming unemployed, your most recent employer will be responsible for covering those benefits.
- If you become disabled between 4 and 26 weeks after losing your job, you can apply for disability benefits. You will still need to prove your inability to work for at least one year.
Seek Legal Advice
In some very specific situations, you may be able to claim both benefits at the same time. It can be complicated, though, to figure out the details. It’s highly recommended that you speak with an experienced Social Security disability attorney. You can fully explain the details of your situation and get the support you need.
To learn more about qualifying for disability benefits, please schedule a free consultation. You can contact us online or call the Antonowicz Group at your convenience.